Last updated: December 30, 2025
Privacy Policy
This Privacy Notice for Ours. ("we", "us", or "our"), describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:
Our processing activities occur across various touchpoints with our platform and brand:
- Visit our website at https://www.oursbudget.com or any website of ours that links to this Privacy Notice
- Download and use our mobile application (Ours.), or any other application of ours that links to this Privacy Notice
- Use Ours.: A collaborative financial management platform designed specifically for couples to manage joint household finances with full transparency.
- Engage with us in other related ways, including any marketing or events
Data Protection
We use industry-standard encryption to protect your financial information.
No Selling
We will never sell your personal or financial data to third parties.
Transparency
You have full control over your data and can delete it at any time.
SUMMARY OF KEY POINTS
This summary provides key points from our Privacy Notice. You can find out more details about any of these topics by using our table of contents to find the section you are looking for.
What personal information do we process?
When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the choices you make.
Do we process sensitive info?
We may process sensitive personal information when necessary with your consent or as otherwise permitted by applicable law.
How do we process your information?
To provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law.
How do we keep your info safe?
We have organizational and technical processes in place, though no electronic transmission can be guaranteed 100% secure.
Questions or concerns? .
1. WHAT INFORMATION DO WE COLLECT?
Personal information you disclose to us
In Short: We collect personal information that you provide to us.
We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, or otherwise when you contact us.
The personal information we collect may include the following:
This information is collected to provide you with the core functionality of the platform and to ensure a secure user experience:
- names
- email addresses
- usernames and passwords
- household financial data (income sources, expense details, budget limits)
- debit/credit card numbers (handled by Shopify)
- communication between joint-household users
Sensitive Information
When necessary, with your consent or as otherwise permitted by applicable law, we process financial data as sensitive information.
2. HOW DO WE PROCESS YOUR INFORMATION?
In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.
We process your personal information for a variety of reasons, depending on how you interact with our Services, including:
These processing activities allow us to maintain the integrity of our Services and provide you with personalized financial tools:
- To facilitate account creation and authentication: To manage your account and keep it in working order.
- To deliver and facilitate delivery of services: To provide you with the features of the Ours. platform.
- To respond to user inquiries/offer support: To solve any potential issues you might have with the requested service.
- To send administrative information: To send you details about our products and services, changes to our terms and policies, and other similar information.
3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?
We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfil our contractual obligations, to protect your rights, or to fulfil our legitimate business interests.
6. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
Our servers are located in Canada and the United States. If you are accessing our Services from outside, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information.
7. HOW LONG DO WE KEEP YOUR INFORMATION?
We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law.
Account Deletion
When you delete your account through our platform, we automatically and permanently delete all your personal data from our systems within 30 days. This includes all financial data, account information, and usage history.
Data Retention Exceptions
We retain anonymized NPS survey responses and feedback submissions for product improvement purposes, as these contain no personally identifiable information and help us enhance our services.
8. HOW DO WE KEEP YOUR INFORMATION SAFE?
In Short: We aim to protect your personal information through a system of organizational and technical security measures.
We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.
9. DO WE COLLECT INFORMATION FROM MINORS?
We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18.
10. WHAT ARE YOUR PRIVACY RIGHTS?
In some regions (like the EEA, UK, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability.
11. CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized.
12. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
Residents of certain US states, like California, have specific rights regarding their personal information. These include the "Right to Know", the "Right to Delete", and the "Right to Opt-Out" of the sale or sharing of personal information.
Ours. does not sell your personal information.
13. DO WE MAKE UPDATES TO THIS NOTICE?
Yes, we will update this notice as necessary to stay compliant with relevant laws. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible.
14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
If you have questions or comments about this notice, you may .
15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
You have full control over your data in our platform. You can review and update your information at any time through your account settings.
Account Deletion
You can permanently delete your account and all associated data by:
- Going to your account settings in the application
- Clicking "Delete Account" or similar option
- Confirming the deletion
Upon deletion, all your personal data will be automatically and permanently removed from our systems within 30 days. You will receive confirmation that the deletion process has begun.
Data Deletion Scope
Account deletion removes all personal data including financial information, account details, and usage history. We retain only anonymized NPS survey responses and feedback for product improvement.
Additional Privacy Rights
Based on applicable laws (including GDPR in Europe), you may also have additional rights to request access, rectification, or erasure of your personal information. Contact us if you need assistance with these requests.